The following are considered an insured under Section II of the business auto coverage form: The person or organization named in the Declarations for any covered auto; Anyone else while using a covered auto with the insured's permission, except the following: Owners of the auto (from whom an insured hires or borrows an auto); Someone using a covered auto who is in the business of selling, repairing, servicing, parking, or storing autos; Employees and partners for autos they own.