Transportation expenses will be paid if the loss is caused by Collision or OTC, as long as the coverage is indicated in the Declarations. The policy will pay up to $20 per day up to a maximum of $600 for alternate transportation expenses (bus, train, taxi, etc.) incurred by the insured due to a covered loss. Expense payments begin after a 24-hour waiting period for reasons other than theft. In the event of theft of a covered vehicle, expenses are covered beginning 48-hours after the theft.